Growth
AgroCredit Brasil — Impact Agricultural Lending for Fazendeiros
Fintech • Brazil
About the project
AgroCredit Brasil connects small Brazilian farmers to investors through an impact agricultural lending platform, offering 12–18% annual returns while financing the transition to sustainable farming.
Brazil is the world's breadbasket, yet its 4 million small farmers (fazendeiros) have limited access to formal credit, paying annual interest rates of 45–80% to local banks. AgroCredit Brasil creates a P2P agricultural lending marketplace supervised by the Central Bank of Brazil. Investors lend directly to fazendeiros at rates of 18–28%, generate 12–18% net returns, and finance the conversion to satellite-verified sustainable practices. Our proprietary credit scoring integrates crop satellite data, harvest history, commodity prices, and weather data. Current default rate: 2.3% (industry: 8.5%). Loan volume: BRL 42M since launch. We are seeking €3.2M to build our technical infrastructure, obtain our full banking licence, and launch in Colombia and Argentina.
Funding progress
5 000 000 € raised
Goal: 3 200 000 €
100 % — Goal reached! 🎉
Key information
Funding sought
5 000 000 €
Goal
3 200 000 €
Country
Brazil
Sector
Fintech
Submitted on
29/04/2026
Growth
- 90 days of visibility
- Priority support
- Direct investor access
- Detailed analytics
- Up to 5 documents
- 90-day visibility
- Direct access to certified investors
- Analytics dashboard
- Pitch coaching (1 session)
- Badge "Certified Project"